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Auto Insurance Discounters Flood Insurance

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too.  If you’re looking for flood insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable flood insurance.  If you’re not in Houston, that’s OK, because we are the place to find flood insurance in Texas.  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.

Flood losses are not covered by your Homeowner’s Insurance Policy. 

Auto Insurance Discounters Flood Insurance Quote Forms

Looking for Flood Insurance in Texas?  Please see below links for Flood Insurance quote forms.

Flood Quote Form

Auto Insurance Discounters Flood Insurance Self-Serve Customer Service Forms

At Auto Insurance Discounters we pride ourselves in customer service and have the testimonials to prove it, so please do not hesitate to call if you need anything 1-800-580-9171, but if you want to handle your needs yourself.  Please see below link for Texas Flood Insurance service options.

Request Declaration and Coverage’s Page for Existing Flood Insurance

Auto Insurance Discounters Flood Insurance Information

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

Option 1: Hope that you'll receive Federal disaster relief if a flood hits.
Many people wrongly believe that the U.S. government will take care of all their financial needs if they suffer damage due to flooding. The truth is that Federal disaster assistance is only available if the President formally declares a disaster. Even if you do get disaster assistance, it's often a loan you have to repay, with interest, in addition to your mortgage loan that you still owe on the damaged property.

Most importantly, you must consider the fact that if your home is flooded and disaster assistance isn't offered, you'll have to shoulder the massive damage costs alone. The bottom line is that if you're looking for secure protection from financial loss due to flood damage, Federal disaster assistance is not the answer. 

Option 2: Buy flood insurance and stay protected no matter what. 
When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not federally declared. Flood insurance means you'll be reimbursed for all your covered losses. Unlike Federal aid, it never has to be repaid. 

In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood. 




Auto Insurance Discounters Windstorm Insurance

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too.  If you’re looking for windstorm insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable windstorm insurance.  If you’re not in Houston, that’s OK, because we are the place to find windstorm insurance in Texas.  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.

Auto Insurance Discounters Windstorm Insurance Quote Forms

Looking for Windstorm Insurance in Texas?  Please see below links for Windstorm Insurance quote forms.

Windstorm Quote Form

Auto Insurance Discounters Windstorm Insurance Self-Serve Customer Service Forms

At Auto Insurance Discounters we pride ourselves in customer service and have the testimonials to prove it, so please do not hesitate to call if you need anything 1-800-580-9171, but if you want to handle your needs yourself.  Please see below link for Texas Windstorm Insurance service options.

Request Declaration and Coverage’s Page for Existing Wind Insurance

Auto Insurance Discounters Windstorm Insurance Information

Don’t Be Caught Without Windstorm Insurance Coverage! - After the recent catastrophic hurricane seasons and with many people still trying to put their homes and lives back together, is your home covered for hurricane or other windstorm damage so you won’t be the next victim? You live in a coastal region; you know how devastating and costly a storm can be. Don’t let an unexpected storm, like Ike and Rita, cost you. 

Remember, you live near the coast, your Homeowner's Insurance will not protect your home from a hurricane or damage from any type of windstorm. Please check with Auto Insurance Discounters to be sure you have the proper coverage.



AFLAC:

Looking for Medical Insurance?  With Auto Insurance Discounters and AFLAC you can get that EXTRA something you may need.  AFLACS’s supplemental insurance policies are for the, “What if’s?” you may have in life.

  • What if you were sick or hurt?  How would you pay for those unexpected expenses?
  • You can use your AFLAC benefits to help pay for groceries, childcare and rent.  It’s totally up to you.
  • AFLAC has a range of products that can fit most budgets.  The benefits are predetermined and paid regardless of any other insurance coverage you have. 
  • Claims are easy to file & AFLAC usually pays accepted claims within 3 days. 
  • AFLAC wants you to stay healthy, so they promote preventative care; included in some policies.
  • AFLAC is NOT medical insurance and pays directly to YOU not the doctor or hospital. 
  • Policies start as little as $10 a week.   
  • Policies can be written for individuals or as an employee benefit for businesses

Accident
  • Emergency Treatment benefits
  • Specfic-Sum Injuries benefit
  • Accidental - Death Benefit
  • Initial Hospitalization Benefit
  • Plus much more     
  • In 2002, about 36 percent of all hospital emergency visits in the United States were injury related.
  • a disabling injury occurs in the home about every 4 seconds.
  • unintentional injuries are the leading cause of death for people ages 1 to 34 and are 5th leading cause of death overall. 

Injury Facts, 2004 Edition, National Safety Council

 Cancer
Specified
Disease
  • First Occurrence Benefit
  • Hospital Confinemnt period
  • Radiation & Chemotherapy benefit
  • Cancer Screening Wellness benefit
  • Plus much more
  • In the United States, men have slightly less than a 1-in2 lifetime risk of developing cancer; for women, the risk is a little more than 1-in-3.
  • Approximately 9.8 million Americans with a history of cancer were alive in January 2001.
  • The five-year relative survival rate for all cancers combined is 64 percent.

American Cancer Society, Cancer Facts & Figures 2005

Hospital Confinement Indemnity
  • Hospital Confinement Benefit
  • Rehabilitation Unit Benefit
  • Surgical Benefit
  • Plus much more
  • In 2002, an average hospital stay cost $7,354.60.
  • In 2002, outpatient surgery accounted for 63 percent of all operations.

Hospital Statistics 2004 Edition, Health Forum LLC

Hospital
Intensive
Care
  • Daily ICU Confinement Benefit
  • Daily Subaute Unit Confinement Benefit
  • Plus mush more
  • The cost difference between a general hospital room and a trip to the ICU, particularly for coronary and neonatal care, is huge.  Beyond the room charges, expenses can soar well above the benefit levels of standard health plans. 
Hospital
Confinement
Sickness
Indemnity
  • Hospital Confinement Benefit
  • Rehabilitation Unit Benefit
  • Surgical Benefit
  • Plus much more
  • Illness rather than injury is the leading cause of emergency room visits*. The demand for coverage that addresses physician costs for treatment of sickness continues to escalate.

* Injury Facts, 2003 Edition, National Safety Council

Specified
Health
Event
  • Pays a First Occurence Benefit as well as Hospital Confinement and Continuing Care Benefits For:  Heart Attack & Coronary Artery Bypass Surgery; Stroke; End-stage Renal Failure; Major Human Organ Transplant; Major Third-Degree Burns; Coma & Paralysis
  • About every 26 seconds, an American will suffer a coronary event. In fact, 1,200,000 new or recurring cases are estimated annually.
  • On average, someone in the United States has a stroke every 45 seconds.  Each year, about 700,000 people experience a new or recurrent stroke.  Between 50-70 percent of stroke survivors regain functional independence.

American Heart Association, Heart Disease & Stroke Statistics - 2005 Update

 Dental
  • Freedom of Choice (pick your dentist)
  • Portable
  • Guaranteed renewable at the same payroll rate
  • Pays regardless of any other insurance you may have
  • No deductible
  • Good Oral care - including periodic wellness visits - help reduce the likelihood of expensive treatment late on.  For every $1 spent on prevention in oral health care, $8 to $50 are saved in restorative and emergency treatment.

"Take a Bite Out of Dental Expenses", ADHA, September 29, 2004


AFLAC policies CAN BE combined with your existing coverage to give you all the benefits you may need at a very reasonable cost.

   

 

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate.  If you’re looking for Aflac insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable insurance.  If you’re not in Houston, that’s OK!  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.





Auto Insurance Discounters Renters Insurance

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too.  If you’re looking for renters insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable renters insurance.  If you’re not in Houston, that’s OK, because we are the place to find renters insurance in Texas.  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.

Auto Insurance Discounters Renters Insurance Quote Forms

Looking for cheap Renters Insurance in Texas?  Please see below link for renters insurance quote form.

Renters Insurance Quote Form

Auto Insurance Discounters Renters Insurance Self-Serve Customer Service Forms

At Auto Insurance Discounters, we pride ourselves in customer service and have the testimonials to prove it, so please do not hesitate to call if you need anything 1-800-580-9171, but if you want to handle your needs yourself.  Please see below link for Texas Renters Insurance service options.

Request Declaration and Coverage’s Page for Existing Renters Insurance Coverage

Auto Insurance Discounters Renters Insurance Information

With renters insurance, you will be able to replace what is damaged or stolen.
Renters insurance covers your possessions against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and water damage from plumbing.
However, renters insurance does not cover floods or routine wear and tear. You can, however, buy separate policies for flood damage.

If you are forced out of your home because of a disaster your additional living expenses will be covered. 
Renters insurance pays the reasonable additional costs of temporarily living away from your home if you can't live in it, because a fire, severe storm or other insured disaster. It covers hotel bills, temporary rentals, restaurant meals and other living expenses incurred while your home is being rebuilt. Coverage for additional living expenses differs from company to company. 

Renters insurance also covers your responsibility to other people injured at your home or elsewhere by you, a family member or your pet and pays legal defense costs if you are taken to court.

Decide How Much Renters Insurance You Need. 
Add up the cost of everything you would want to replace if it were damaged or stolen. This could also serve as the basis for an inventory that will make filing a claim easier. Record an inventory, and record model numbers, serial numbers, dates and places of purchase. Take photographs or make a video of these items and place a copy of the inventory in safe place away from your home.

If you rent an apartment or house you need renters insurance to protect your belongings. While your landlord might have insurance, it only protects the building. Your belongings are not covered under those policies.




Auto Insurance Discounters Motorcycle and ATV Insurance

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too.  If you’re looking for motorcycle insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable motorcycle insurance.  If you’re not in Houston, that’s OK, because we are the place to find motorcycle insurance in Texas.  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.

Auto Insurance Discounters Motorcycle and ATV Insurance Quote Forms

Looking for Texas Motorcycle Insurance?  Please see below link for Motorcycle Insurance quote form.

Motorcycle Insurance Quote Form

Auto Insurance Discounters Motorcycle and ATV Insurance Self-Serve Customer Service Forms

At Auto Insurance Discounters we pride ourselves in customer service and have the testimonials to prove it, so please do not hesitate to call if you need anything 1-800-580-9171, but if you want to handle your needs yourself.  Please see below link for Texas Motorcycle Insurance service options.

Adding a Driver

Removing a Driver

Adding a Motorcycle to Existing Policy

Removing a Motorcycle from Policy

Request a Motorcycle Policy ID Card

Request Declaration and Coverage’s page for Motorcycle Policy

Auto Insurance Discounters Motorcycle and ATV Insurance Information

Why do you need motorcycle insurance?
You'll enjoy being out on the open road even more when you're not worried about the safety of yourself, your passengers or your investment. Here are a few things to consider:

  • If you're in an accident or your motorcycle is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or a passenger is injured in an accident, medical costs can be extremely expensive.
  • If your motorcycle is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Your motorcycle may be one of your most prized possessions. It deserves special protection.

Things to consider and questions to ask your Auto Insurance Discounters agent
Auto Insurance Discounters is an advocate for finding insurance that meets your specific needs and is affordable. Here are a few things to consider as you prepare for the discussion:

  • How much can I afford to pay if my motorcycle is in an accident, damaged or stolen? (Ask your Auto Insurance Discounters agent what your cost savings would be if you raised your deductible.)
  • What discounts and programs are available? (Ask Auto Insurance Discounters about discounts for taking safety classes or having multiple policies. You may also save money if your motorcycle is stored in a garage or if you belong to a motorcycle association.)
  • How much medical and liability coverage should I have?
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What's the process for filing and settling a claim?

Tips for the cost-conscious rider
Many factors can play a role in determining what your insurance costs will be such as; your age, your driving record, where you live and the type of motorcycle you own, or being a graduate of a rider-training course.

  • Many companies offer discounts from 10 to 15 percent on motorcycle insurance for graduates of training courses, such as the Motorcycle Safety Foundation (MSF) rider course. Riders under the age of 25, usually considered a higher risk, may see some savings by taking this course. It's also a good idea for cyclists who have already had accidents.
  • Maintaining a good driving record with no violations will also help reduce your premiums.
  • In many northern states, riders may save money by buying a "lay-up" policy. With a lay-up policy, all coverage except comprehensive insurance is suspended during winter months.
  • Find out what discounts your insurance representative offers. Multi-bike discounts for those insuring more than one bike, organization discounts, if you're a member of a motorcycle association, and mature rider discounts for experienced riders, are just a few possibilities. Discounts can range anywhere from 10 percent to 20 percent, depending on the company and your state. Availability and qualifications for discounts vary from company to company and state to state.
  • Keep in mind that the type, style (such as; a sports bike vs. a cruiser) and age of the motorcycle, as well as the number of miles you drive a year and where you store your bike may also affect how much you pay for your premium.



Watercraft Insurance

Looking for a Watercraft Insurance Quote?  Auto Insurance Discounters will help you find the lowest possible rate for Watercraft Insurance.  Please see below link:

Watercraft Insurance Quote

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too.  If you’re looking for watercraft insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable watercraft insurance.  If you’re not in Houston, that’s OK, because we are the place to find watercraft insurance in Texas.  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.



Mexico Tourist Insurance

Planning a visit to Mexico soon?  Are you covered in Mexico?  Auto Insurance Discounters will help you plan a safe and covered trip to Mexico.

Mexico Travel Insurance Quote

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too.  If you’re looking for Mexico travel insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable Mexico travel insurance.  If you’re not in Houston, that’s OK, because we are the place to find Mexico travel insurance in Texas.  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.





RV’s and Travel Trailers Insurance

Planning that family vacation or getting ready to hit the open road in your RV or Travel Trailer?   Auto Insurance Discounters will help you find the lowest possible recreational vehicle insurance quote.

Recreational Vehicle Insurance Quote

Auto Insurance Discounters is the place to find the cheapest insurance.  We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too.  If you’re looking for RV insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable RV insurance.  If you’re not in Houston, that’s OK, because we are the place to find RV insurance in Texas.  Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.



Umbrella Insurance

Looking for Umbrella Coverage?  At Auto Insurance Discounters we believe that it is very important to have extra liability protection.  Ask yourself, “What If?”  Additional liability coverage is purchased to cover any damages that your existing auto insurance, business insurance, home insurance, motorcycle or recreational vehicle policies will not cover.  There are numerous incidents that could occur, that would need more financial protection.  Please see below link for Umbrella Insurance Quote.

Umbrella Quote




 

Auto Insurance Discounters Inc
is 
A+ rated by the Better Business Bureau. 

 

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