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Auto Insurance Discounters Homeowners Insurance

Auto Insurance Discounters is the place to find the cheapest insurance. We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have to. If you’re looking for home insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable homeowners insurance. If you’re not in Houston, that’s OK, because we are the place to find home insurance in Texas. Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.





Auto Insurance Discounters Homeowners Insurance Quote Forms

Looking for Texas Home Insurance that is affordable?  Please see below links for Homeowners Insurance quote forms.

Homeowner Flood Quote Manufactured Quote Form
Homeowners Quote Form



Auto Insurance Discounters Homeowners Insurance Self-Serve Customer Service Forms

At Auto Insurance Discounters we pride ourselves in customer service and have the testimonials to prove it, so please do not hesitate to call if you need anything 1-800-580-9171, but if you want to handle your needs yourself.  Please see below links for Texas Homeowners Insurance service options.


Request Declaration and Coverages for Existing Homeowners Insurance Coverage



Auto Insurance Discounters Homeowners Insurance Information

Because everyone's needs are not the same, it is best to consult your Auto Insurance Discounters agent to help assess your needs and find the insurance policy that is right for you.

What is Homeowners insurance?
Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Why do you need homeowners insurance?
It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That's important because chances are your home is likely one of your largest investments.

  • If your home was destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.
  • If you are still paying for your home, your lender will require insurance.

It is important to know that homeowners insurance is meant to cover unexpected damage, not routine maintenance. Ask your Auto Insurance Discounters agent about what is covered and be sure to read your policy so you know exactly what is included and what is not.

Things to consider and questions to ask your Auto Insurance Discounters agent
Here are few things to discuss with your Auto Insurance Discounters agent that will influence your decisions.

  • How much will it cost to rebuild my house and replace my belongings if they are damaged or destroyed? (Ask your Auto Insurance Discounters agent to talk you through your home's features and the things you own so you can make an informed decision about coverage.)
  • Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?
  • What discounts are available? (Ask about multiple policy, security system and fire resistance discounts.)
  • What's the process for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

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