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Texas Auto Insurance Discounters

Auto Insurance Discounters is the place to find the cheapest insurance. We can offer you the lowest possible insurance rate, because we shop multiple carriers so you don’t have too. If you’re looking for automotive insurance in Houston, look no further, Auto Insurance Discounters is here to serve you affordable auto insurance. If you’re not in Houston, that’s OK, because we are the place to find Texas auto insurance. Please call 1-800-580-9171, visit one of our convenient locations or fill out an online quote form for immediate service.

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Auto Insurance Discounters - Auto Insurance Quote Forms

Looking for Auto Insurance in Texas, and need affordable coverage?  Please see below links to submit a quote for quick, affordable and accurate Texas Auto Insurance rates.

Auto Quote Form
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Auto Insurance Discounters Auto Insurance Self-Serve Customer Service Forms

At Auto Insurance Discounters we pride ourselves in customer service and have the testimonials to prove it, so please do not hesitate to call if you need anything 1-800-580-9171, but if you want to handle your needs yourself.  Please see below links for Texas Auto Insurance policy service options.



Auto Insurance Discounters Auto Insurance Information

What is Auto Insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.
Auto insurance provides property, liability and medical coverage:

  • Property insurance coverage pays for damage to or theft of your car.
  • Liability insurance coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical insurance coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverage’s. If you're financing a car, your lender may also have requirements.
Most auto policies are for six months or a year. Auto Insurance Discounters will notify you by mail when it's time to renew the policy and to pay your premium.

Why do you need auto insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your Auto Insurance Discounters agent
Auto Insurance Discounters is an advocate for finding affordable auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask your Auto Insurance Discounters agent about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)



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